Software Engineer - Business Funds Risk

Location: Tallinn, ee

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

The team you’ll be working with: Business Funds Risk

We’re the team that keeps money on our platform clean, compliant, and easy to move. We build global, scalable controls that spot and stop unclear funds (money with an uncertain source) while keeping the experience fast and low‑friction for good customers. We own the full journey of those controls end‑to‑end — real‑time checks, smart decisions, data, and the customer flows that explain what’s needed and why. Our work protects customers, satisfies regulators, and helps the business grow with confidence.

Our technology stack includes Java, Spring, Kafka messaging and relational databases, but also in-house risk assessment platform layers we use to build all this in standardized way.

Qualifications

What does it take: 

• A strong product mindset, you prioritise work with the customers in mind and make data-driven decisions

• Sense of ownership and great communication skills to drive projects across teams

• You have solid Java, experience with Spring framework and microservice best practices

• You believe in and follow best coding practices, code reviews and open feedback

• You enjoy writing testable code

• You are proactive, wanting to learn from others and share your own learnings with others

• Experience working with relational databases and query optimisation

• Experience with CI/CD pipelines and Distributed and Concurrent Systems

• Hands on knowledge of system integration patterns

• It’s a plus if you have experience in compliance and/or fincrime risk mitigation related domains

What does success look like?

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute 

• You’ll understand how our values can help you guide your work 

• You’ll understand our customers and the impact our product makes in their lives

• You’ll identify technical challenges and opportunities and help us build a world class money transfer product 

• You’ll write code and design systems to make Global payment faster, cheaper, and more reliable for our customers

What you get back:

• The empowerment to solve problems your way

• The freedom to have real impact

• Loads of development opportunities

• Deep knowledge about the world’s financial system

• A fun work environment with social activities and events

• The opportunity to work with super smart people in a truly diverse team

Additional Information

Interested? Find out more:

• The Wise Tech Stack, 2025 Edition.

• Scaling our Infrastructure; how we make it work

• Wise Engineering – Wise Engineering

• Our values

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.