Credit Business Intelligence Analyst

Location: US - Remote

Time Type: Full time

Job Description

About the Team/Role 

Partner with Wex analytics community, risk partners and commercial teams to create best in class reporting to monitor the performance of the Wex products and portfolios through customer life cycle. Present insights to business partners find opportunities for improvement in credit journeys to control future losses.

How you'll make an impact

Reporting & Analysis:

• Partner with the WEX analytical community to ensure data availability to meet use cases and reporting requirements

• Collaborate with the commercial engagement team, LOBs and risk functions to identify  KPI/KRIs

• Leverage SQL and Python to query existing data and run analysis on WEX data and models

• Identify opportunities in the data and create strategies to optimize the process (adjudication, portfolio actions and collections)

• Develop dashboard and packaged reporting for delivery to key stakeholders

• Review KPI/KRI reporting for trends

• Pair reporting with business activities to provide context and meaning in order to drive actionable outcomes

• Prepare reporting for management with strategic recommendations and action plans that have been created in collaboration with LOB and risk stakeholders

• Act as point of contact on business requests related to LOB from commercial teams and Finance 

• Communicate with data vendors to bring in external data and effective monitoring tools to help with risk analytics and reporting

• Automation of reporting using Tableau and other tools 

• Create presentations for business and risk leaders to report findings and insights

 Investigate and Reverse Engineer Risk/Performance Trends:

• Trace back and explain how data originate in processes and operations to ensure correct interpretation in reporting/analysis

• Help identify root causes for adverse trends in risk or credit performance

• Propose actionable insights to reduce credit risk while supporting portfolio growth targets

• Evaluate and query complex data sets to derive insights that shape financial forecasts

Experience you'll bring 

• BA/BS degree or equivalent experience.

• 5+ years supporting in financial services and or supporting credit risk

• Experience with Snowflake Intelligence (Cortex) or other AI tools preferred

• Expert-level working Knowledge of SQL and Snowflake.

• Data Management Skills (SQL, Data Lake, Tableau, Snowflake, Python, R, dbt, GitHub, etc.)

The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.

Pay Range: $90,900.00 - $105,700.00