Senior Risk Analytics Consultant

Location: Bengaluru, India

Time Type: Full time

Job Description

About this role:

Wells Fargo is seeking a Senior Risk Analytics Consultant.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
• Lead projects, teams, and mentor less experienced staff
• Partner with cross enterprise risk analysts in development of common modeling strategies
• Fraud Analytics, Risk Analytics, Financial Crimes, Payments Risk, Deposit Risk, or a related quantitative field.
• Having Strong proficiency in SQL and SAS and/or Python for analysis of large, complex customer, account, transaction, and payment datasets.
• Experience supporting fraud risk management, transaction monitoring, strategy development, portfolio monitoring, or operational risk initiatives.
• Perform exploratory data analysis, segmentation, trend analysis, root-cause investigations, and anomaly detection to identify fraud risks and business opportunities.
• Developing risk-monitoring frameworks, metrics, dashboards, and reporting to support business and risk decision-making.
• Translating complex business problems into analytical solutions and effectively communicate insights to business, risk, and technology stakeholders.

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience in Deposit and Payments Fraud, including account takeover, check fraud, first-party fraud, mule activity, synthetic identity fraud, and payment abuse.
• Knowledge of payment products and channels such as ACH, Wires, RTP, Zelle, Debit Card, Check, and Digital Payments.
• Experience with Power BI, Tableau, or similar visualization tools for executive reporting and risk monitoring.
• Experience applying statistical modeling, machine learning, behavioral analytics, or network analytics techniques for fraud detection.
• Experience working with enterprise-scale data platforms such as Teradata, GCP, Hadoop, or cloud-based analytics environments.
• Knowledge of fraud governance, model governance, regulatory requirements, controls, and AI-enabled analytics solutions.
  

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.