Senior Lead Technology Business Systems Consultant - US Payments, BA, SQL

Location: Hyderabad, India

Time Type: Full time

Job Description

About this role:

Wells Fargo is seeking a Senior Lead Technology Business Systems Consultant 

In this role, you will:

• Lead complex and unique initiatives to provide technological solutions with broad impact for cross functional businesses and technology teams
• Act as an advisory to senior leadership, with strategic business solutions to companywide technology initiatives
• Evaluate highly complex business problems and provide subject matter knowledge proficiency for technology initiatives
• Understand and ensure compliance and risk management requirements for supported area and work with other stakeholders to implement key risk initiatives
• Make decisions regularly for highly complex and multifaceted situations requiring solid understanding of domain and technology applications, and which influence companywide technology solutions
• Collaborate and consult with business and technology teams to provide comprehensive technological solutions for highly complex business problems
• Provide guidance and mentorship to individuals at all levels and provide advice to senior leadership on highly complex and strategic issues
• Ensure communication and information flow between business and technology teams

Required Qualifications:

• 7+ years of Business Systems Data and Business Systems Designing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 12+ years of experience as a Business Analyst in financial services or payments domain.
• Strong understanding of payment systems, messaging standards (ISO 8583, ISO 20022), and clearing/settlement processes.
• Bachelor’s degree in Computer Science, Information Technology, or related field.
• Familiarity with APIs, microservices, and integration patterns.
• Proficiency in tools like JIRA, Confluence, and MS Visio for documentation and workflow design.
• Defining NFRs and testing
• SQL, N-SQL
• Tools like Grafana, Elastic
• Expertise in payment workflows, clearing/settlement, and transaction lifecycle.
• Familiarity with fraud detection, dispute management, and reconciliation processes.
• Proficiency in JIRA, Confluence, MS Visio, and BPM tools.
• Ability to create detailed functional documentation and process maps.
• Support SIT/UAT by validating test cases against requirements.
• Ensure defect triage and resolution aligns with business priorities.
• Validate end-to-end payment flows and reconciliation processes.
• Gather, analyze, and document functional requirements for payment systems.
• Map business processes to functional workflows for ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and card-based transactions.
• Define functional specifications for APIs, integration points, and payment gateways.
• Provide deep functional knowledge of payment systems, clearing and settlement processes.
• Ensure compliance with regulatory standards (AML, KYC, PCI DSS) and incorporate them into functional design.
• Support modernization initiatives like ISO 20022 migration and real-time payment adoption.
• Excellent analytical, problem-solving, and communication skills.
• Ability to manage multiple priorities and work in an agile environment.

Job Expectations:

• We are open for both the locations - Hyderabad or Bangalore and will be required to work in the office as per organizations In Office Adherence / Return to Office (RTO)
• Collaborate with business stakeholders to elicit, document, and validate functional and non-functional requirements.
• Analyze payment workflows, transaction lifecycles, and integration points with upstream/downstream systems.
• Translate business needs into detailed technical specifications for development teams.
• Provide subject matter expertise in payment systems
• Solution Design & Documentation
• Work with architects and developers to design scalable, secure, and efficient payment solutions.
• Create BRDs, FRDs, user stories, and acceptance criteria for agile delivery.
• Maintain traceability between requirements and delivered functionality.
• Act as a bridge between product owners, operations, and technology teams.
• Facilitate workshops, sprint planning, and backlog grooming sessions.
• Communicate progress, risks, and dependencies to stakeholders.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.