Sr Backend Developer, SoFi Money

The role

We are seeking a Senior Software Engineer to play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products like CDs. This position involves maturing our central member-facing services, particularly in areas such as entitlements, permissions, and data management, which are critical to supporting integrated product offerings like SoFi Plus. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

As a SoFi senior software engineer, you’ll be in the middle of it all – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What you’ll do:

• Lead the development and testing of our systems and services
• Participate in shaping the technical architecture of the product
• Help translate product requirements into user stories and technical solutions
• Deliver highly available and scalable services in a production environment
• Mentor other engineers, support the technical culture, and help grow the team
• Generate ideas for new initiatives and technologies
• Communicate with project leads, product managers and other software developers

What you’ll need:

• Bachelor’s Degree in Computer Science or related field
• 4+ years programming experience, ideally on a modern stack
• Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production
• 2+ years Java, Kotlin or Scala programming experience 
• A proven understanding of relational databases and ORMs
• Experience working on a SOA or microservice-based application.
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have:

• Interest in personal finance
• Experience managing your own investments or experience taking out loans 
• Experience scaling highly available, mission critical systems
• Full-stack experience, either toward systems (kafka, docker, posix), databases (postgres), or front-end (javascript/typescript, react)