Job Description:
O Analista de Crédito Sr. é focado para projetar e garantir que o perfil dos clientes Mars estejam dentro do risco aceitável e estabelecido pela empresa. Deve possuir conhecimento prático e habilidades desenvolvidas por meio de treinamento formal e experiência de trabalho. Trabalha dentro de processos e procedimentos estabelecidos pelo negócio e desempenham um papel crítico para criar e manter a integridade financeira.
What are we looking for?
Minimum: Accounting or Business Management degree.
Other languages: English is preferred (Basic to read and answer e-mails).
Experience: Minimum 2 years in Accounts Payable or Accounts Receivables.
The role requires a high degree in concentration, organization and need to communicate with other for problem solving.
What will be your key responsibilities?
Realizar análises de crédito para clientes pessoa jurídica de diversos segmentos e porte empresarial.
Examinar e validar documentação financeira e de crédito, incluindo demonstrações financeiras, relatórios de fluxo de caixa e histórico de crédito de clientes.
Acompanhar os indicadores de desempenho relacionados à concessão de crédito e inadimplência.
Participar em Comitês de Crédito.
Performar revisões anuais de Crédito e Rating.
Elaborar relatórios e apresentações com as recomendações de crédito, em inglês e português.
Auxiliar nas demandas do setor e projetos de melhorias.
Garantir que as regras de concessão configuradas no sistema estão alinhadas à política definida.
Trabalhar em conjunto com outras áreas para alinhar estratégias e garantir consistência no ciclo de crédito.
What can you expect from Mars?
Work with over 150,000 diverse and talented Associates, all guided by the Five Principles.
Join a purpose driven company, where we’re striving to build the world we want tomorrow, today.
Best-in-class learning and development support from day one, including access to our in-house Mars University.
An industry competitive salary and benefits package, including company bonus.
Mars is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law. If you need assistance or an accommodation during the application process because of a disability, it is available upon request. The company is pleased to provide such assistance, and no applicant will be penalized as a result of such a request.
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