Senior Software Engineer

Location: Illinois

Time Type: Full time

Job Description

"Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com."

Job Profile:

Senior Software Engineer

Job Description Summary:

We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent.

The expected base salary range for this position is $130,000 to $165,000 annually.

Job Description:

Why Rate is the BEST Place to Work

Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com.

What Makes Our Team Awesome

We are a gritty group of passionate technologists on a mission to dominate the mortgage world!

The Information Technology Team within Rate passionately and consistently puts our customers first. We are building the latest technology to help create the best mortgage experience on the planet and get your mortgage, your way, anytime, anywhere. Whether that is improving our digital mortgage platform, automating loan coordination and underwriting processes, or building out the latest marketing and customer engagement platform, we’re doing it all. We build high-performing, self-organized, cross-functional agile teams that operate with minimal hierarchy. Information Technology team members hold themselves and others accountable and live and breathe the tenets of autonomy, mastery, and purpose.

What’s the Role?

We’re looking for a Senior Software Engineer (TypeScript / React) within our Product Engineering team, with a strong front-end focus and a full-stack mindset. This is a highly hands-on role for someone who enjoys building production-grade consumer applications and contributing to shared component systems, while writing TypeScript across the stack.

You’ll work closely with designers and engineers to build accessible, high-quality user interfaces while also contributing to React applications and TypeScript-based APIs. This role is coding-heavy and ideal for someone who thrives by building.

Responsibilities

• Be a critical technical contributor focused on hands-on coding and shipping high-quality production software.
• Contribute to and help evolve shared UI component libraries, with a strong emphasis on accessibility, design fidelity, and long-term maintainability.
• Architect, develop, and maintain modern React applications using TypeScript.
• Build reusable, accessible, and well-tested UI components suitable for adoption across teams.
• Contribute to full-stack development, including React applications and API development.
• Collaborate closely with designers to translate design systems and compositions into polished, production-ready interfaces.
• Ensure code quality through strong engineering practices, code reviews, and testing.
• Continuously improve standards and best practices across the front-end codebase.
• Communicate technical decisions and tradeoffs clearly with engineers and stakeholders.
• Join a collaborative, high-trust team where engineers take pride in what they build and actively shape the platform together.

Qualifications

• A minimum of 10 years of software front-end development experience.
• Senior-level experience building and maintaining production web applications.
• Proficiency in TypeScript and React, with experience using modern styling approaches such as Tailwind CSS.
• Proven experience building UI component libraries or design systems used in production.
• Strong understanding of accessibility (a11y), responsive design, and the ability to translate functional and behavioral requirements into reusable UI components.
• Experience with modern React tooling and patterns (e.g., React Router, TanStack).
• Familiarity with server-rendered React and modern full-stack architectures.
• Experience building APIs with TypeScript (e.g., Express, Hono, or similar).
• Comfortable working alongside backend systems, with a willingness to contribute
• to API design.
• Brings curiosity and enthusiasm for modern React development and enjoys exploring new capabilities as the front-end ecosystem evolves.
• Comfortable working in a Git-based workflow with CI/CD pipelines.

Other Useful Details

Employee Type: Full-Time

Pay Range: annual pay + bonus and/or commissions

Location: Remote

Additional Job Description Summary:

Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).

Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State