Company Overview:

At Oportun, we are committed to creating financial inclusion for all by providing affordable and responsible lending solutions to underserved communities. Oportun's mission is to provide financial wellness solutions that create life-changing opportunities for its customers, employees, and partners. As a mission-driven financial technology company, we leverage advanced data analytics and technology to serve under-served and credit-challenged communities, thereby empowering our members with access to financial tools that they need to build a better future. Our relentless commitment to innovation and data-driven approach has established us a leader in the industry, and we are constantly seeking talented individuals to join our team and help us

drive positive change.

Engineering Business Unit Overview:

The charter for Engineering group at Oportun is to be the world-class engineering force behind our innovative products. The group plays a vital role in designing, developing, and maintaining cutting-edge software solutions that power our mission and advance) our business. We strike a balance between leveraging leading tools and developing in-house solutions to create member experiences that empower their financial independence.

Engineering at Oportun is responsible for high quality and scalable technical execution to achieve business goals and product vision. They ensure business continuity to members by effectively managing systems and services - overseeing technical architectures and system health. In addition, they are responsible for identifying and executing on the technical roadmap that enables product vision as well as fosters member & business growth in a scalable and efficient manner.

The talented engineers in this group are dedicated to delivering and maintaining performant, elegant, and intuitive systems to our business partners and retail members. Our platform combines service-oriented platform features with sophisticated user experience and is enabled through a best-in-class (and fun to use!) automated development infrastructure. We prove that FinTech is more fun, more challenging, and in our case, more rewarding as we build technology that changes our members’ lives.

Role Overview:

As a Senior Software Engineer at Oportun, you will be a key member of our engineering team, responsible for designing, developing, and maintaining sophisticated software solutions in achieving the charter of the engineering group. Your mastery of a technical domain enables you to take up business problems and solve them with a technical solution. With your depth of expertise and leadership abilities, you will actively contribute to architectural decisions, mentor junior engineers, and collaborate closely with cross-functional teams to deliver high-quality, scalable software solutions that advance our impact in the market. This is a role where you will have the opportunity to take up responsibility in leading the technology effort – from technical requirements gathering to final successful delivery of the product - for large initiatives (cross-

functional and multi-month long projects).

RESPONSIBILITIES:

• You actively contribute to the end-to-end delivery of complex software applications, ensuring adherence to best practices and high overall quality standards.
• You have a strong understanding of a business or system domain with sufficient knowledge & expertise around the appropriate metrics and trends. You collaborate closely with product managers, designers, and fellow engineers to understand business needs and translate them into effective software solutions.
• You provide technical leadership and expertise, guiding the team in making sound architectural decisions and solving challenging technical problems. Your solutions anticipate scale, reliability, monitoring, integration, and extensibility.
• You conduct code reviews and provide constructive feedback to ensure code quality, performance, and maintainability. You mentor and coach junior engineers, fostering a culture of continuous learning, growth, and technical excellence within the team.
• You play a significant role in the ongoing evolution and refinement of current tools and applications used by the team, and drive adoption of new practices within your team.
• You take ownership of (customer) issues, including initial troubleshooting, identification of root cause and issue escalation or resolution, while maintaining the overall reliability and performance of our systems.
• You set the benchmark for responsiveness and ownership and overall accountability of engineering systems.
• You independently drive and lead multiple features, contribute to (a) large project(s) and lead smaller projects. You can orchestrate work that spans multiples engineers within your team and keep all relevant stakeholders informed. You support your lead/EM about your work and that of the team, that they need to share with the stakeholders, including escalation of issues

QUALIFICATIONS:

• Typically requires a minimum 6 years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience.
• Proven track record of delivering sophisticated software solutions with high quality.
• Extensive proficiency in one or more programming languages, such as Java or similar.
• Strong understanding of data structures, algorithms, and software design principles.

• Demonstrated experience in web application development, RESTful APIs, and frontend technologies (e.g., HTML, CSS, JavaScript) is advantageous.
• Proficiency in working with relational databases and SQL is a plus.
• Solid grasp of version control systems, such as Git.
• Experience with cloud technologies, preferably AWS or Azure, is highly desirable.
• Knowledge on docker and Kubernetes
• CI/CD process exposure
• Good to have knowledge on automation test frameworks like Karate framework, Web driver I/O, Jira workflow
• Proven ability to mentor and lead other engineers, fostering a collaborative and supportive work environment.
• Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems/challenges.
• Excellent communication and interpersonal abilities, with a track record of effectively collaborating in a team-oriented environment.

Why Join Us:

If you are passionate about leveraging technology to make a positive social impact and are excited to contribute to our mission, we invite you to apply for the role of Associate Software Engineer at Oportun. Join us to shape the future of responsible finance and improving the lives of hard-working individuals and families.

• Make a meaningful impact by contributing to solutions that address real-world financial challenges for underserved communities.
• Experience a collaborative and inclusive work culture that values innovation and diversity.
• Take advantage of opportunities for professional growth and skill development through mentorship and training.
• Enjoy competitive compensation package, including benefits and potential for performance- based incentives.
• Achieve work-life balance and flexibility to support your personal and professional well- being.