Real job — pulled straight from Mutt Data’s careers page · Verified September 22, 2026 · No reposts.
Job description
Mutt Data is hiring a Senior Data Scientist, Credit Risk Modeler — a full-time, remote role. Apply directly on Mutt Data's careers page below.
Senior Data Scientist - Credit Risk Modeler - #4
Team: Operations
Location: Remote
Commitment: Remote Full Time
Workplace Type: remote
🚀 Join Our Remote Data Products & Machine Learning Startup! 🚀
At Muttdata, we build innovative Data Products and Machine Learning solutions that help companies solve complex business challenges. As a fast-growing, remote-first startup, we're passionate about technology, collaboration, and continuous learning.
This opportunity is with a leading multinational beverage company based in Mexico City.
We are looking for a Senior Data Scientist - Credit Risk Modeler to join our team 🐶🚀. You'll inherit, maintain, and evolve our Credit Score model (Hit / No Hit), applying credit-risk modeling expertise to segment the portfolio by probability of default and enable dynamic credit lines.
This role works closely with data and platform teams, taking ownership of a live financial model and evolving it responsibly. Strong statistical rigor, business understanding of credit risk, and ownership are essential to succeed in this fast-paced, collaborative environment.
🚀 What We Do
- Leveraging our expertise, we build modern Machine Learning systems for demand planning and budget forecasting.
- Developing scalable data infrastructures, we enhance high-level decision-making, tailored to each client.
- Offering comprehensive Data Engineering and custom AI solutions, we optimize cloud-based systems.
- Using Generative AI, we help e-commerce platforms and retailers create higher-quality ads, faster.
- Building deep learning models, we enhance visual recognition and automation for various industries, improving product categorization, quality control, and information retrieval.
- Developing recommendation models, we personalize user experiences in e-commerce, streaming, and digital platforms, driving engagement and conversions.
🌟 Our Partnerships
- Amazon Web Services
- Astronomer
- Databricks
🌟 Our Values
- 📊 We are Data Nerds
- 🤗 We are Open Team Players
- 🚀 We Take Ownership
- 🌟 We Have a Positive Mindset
Responsibilities 🤓
- Take ownership of the existing model (tree ensembles / gradient boosting), retrain it, and incorporate new features (e.g., digital payments, CISP).
- Evaluate performance (AUC-ROC, F1, probability calibration) and segment risk levels A–F aligned with credit standards.
- Calculate dynamic credit lines and expected loss (risk exposure), integrating score, potential, and sales history.
- Package the model under the MFL framework (PyFunc, model_card, tests) for productionization.
Required Skills 🚀
- Proven experience in credit risk / scoring models and supervised machine learning.
- Python (scikit-learn, XGBoost), statistics, model validation, and MLflow.
- Understanding of risk metrics (PD, expected loss, exposure).
Nice to Have Skills 😉
- Experience in financial services, credit bureaus, or commercial credit portfolios.
- Experience developing AI agents / agentic infrastructure (e.g. Mosaic AI Agent Framework, agent orchestration, MCP).
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Frequently asked questions
Is Senior Data Scientist, Credit Risk Modeler at Mutt Data a remote job?
Yes, Senior Data Scientist, Credit Risk Modeler at Mutt Data is a remote position. This role is open to remote candidates.
What skills are required for Senior Data Scientist, Credit Risk Modeler at Mutt Data?
The required skills for Senior Data Scientist, Credit Risk Modeler at Mutt Data include: Python, Scikit-learn, Machine Learning, MLflow.
What is the seniority level for Senior Data Scientist, Credit Risk Modeler at Mutt Data?
Senior Data Scientist, Credit Risk Modeler at Mutt Data is a Senior level position.
How do I apply for Senior Data Scientist, Credit Risk Modeler at Mutt Data?
You can view the full description and apply for Senior Data Scientist, Credit Risk Modeler at Mutt Data on EchoJobs: https://echojobs.io/job/mutt-data-senior-data-scientist-credit-risk-modeler-4-w5lic.