Principal Software Engineer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Software Engineer

Overview
In the time between when you swipe your Mastercard and you receive the approval, Authorization Decisioning has provided your transaction with more than 20 different market-facing services—including industry leading fraud detection. Everyday Authorization Decisioning provides these same robust computational intelligence services to more than a billion transactions around the planet.

As a Principal Software Engineer for Authorization Decisioning, you are a technical authority. You are responsible for providing a broad spectrum of technical leadership and decision making across our program and its partners in technology and product. You are a way finder. You are working across organizational lines to partner with architects, product managers, analysts, managers, and engineers to collaboratively and creatively find solutions to evolving our growing platform. You are an enabler. You are hands-on experimenting, building, creating, guiding, and mentoring engineering teams through to seeing the realization of these solutions into production.

Role
• Between 20-40% individual contributor with technical team leadership. Who is recognized as a team/s authority and technical expert within a discipline and drives innovation and organizational growth through their contributions.
• Work on complex enterprise-wide initiatives spanning multiple services/programs and drives resolution by collaborating with business/product owners, engineers, and architects to design and deliver on new services to introduce new products and bundles
• Has skills to succinctly articulate architecture patterns of complex systems, with business and technical implications, to executive and customer stakeholders
• Responsible for the analysis, design, development and delivery of software solutions • Defines requirements for new applications and customizations, adhering to standards, processes and best practices.
• Set priorities, objectives, and drive deliverables within global technology domains and sub-domains and engage with the broader technical community to anticipate developments in innovation and evaluate new solutions for future business platform system requirements.
• Leverages input of partners and personal experience to make thoughtful decisions on technical direction and then has the ownership to see those decisions through
• Practice sustainable incident response and conduct blameless postmortems, taking a holistic approach to problem-solving during production events.
• Explain technical issues and solution strategies to stakeholders, ensure timely accomplishment of technical designs and delivery milestones and liaise with stakeholders to understand business needs.

All About You
• You’ve made your career in designing and building high performance, high transaction volume, and globally scalable platforms.
• As an individual contributor you made your name by solving the hard problems that no one else could and as your career grew so did the complexity. You still love getting your hands dirty, but now look forward to working with your friends to solve the big stuff that no one person can solve on their own.
• Designing and crafting the best software this world has ever seen might be your favorite thing, but you know that’s not the alpha and omega of your problem set. You relish your time with the SRE, Performance Engineering, and Infrastructure teams to ensure the architectures are correct and tuned and that your teams’ code is optimized for each system.
• You know you are responsible for software that is critical financial infrastructure for multiple nation states, but you also know that you can’t be everyone all the time, so you’ve extended your ownership to ensure the SDLC and governance processes are both efficient and responsible.
• You are intelligent and industrious, but people don’t know that because you tell them. Its because they see it in the way you lead. From ideation where you make everyone’s ideas feel heard and respected all the way through to production crisis where you stick with the engineers to overcome oversights not found until the last minute. Your personal culture sets the team culture.

Proficiencies
• Deep experience in financial services — particularly in payments industry and hands on experience designing for standard and regulatory compliance – PCI-DSS, GDPR, etc.
• Data-intensive designing and architecture patterns – APIs, event-driven-services, batch-services, messaging systems, and big data.
• Data-intensive programming – Java, REST API, Microservices, Kafka, Axon, MQ, and Spring.
• Cloud and DevOps Architecture – Kubernetes, Docker, and Pivotal Cloud Foundry
• Databases – Oracle, SQL server, PostgreSQL, Cassandra, ElasticSearch
• Tools – Eclipse or IntelliJ, Sonar, GIT, Maven, SQL Developer, Jenkins, CI/CD, Gatling

Education
• Required undergraduate degree in Computer Science or in a STEM-intensive degree program with related experience in software engineering.
• Preferred graduate degree in Computer Science or Business with related experience in fintech and payments.

Mastercard is an inclusive equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

Pay Ranges

O'Fallon, Missouri: $165,000 - $264,000 USD