Real job — pulled straight from Lithic’s careers page · Verified September 15, 2026 · No reposts.
Job description
Lithic is hiring a Senior Software Engineer, Card Authorization — a full-time, remote role ($160k–$200k). Apply directly on Lithic's careers page below.
Senior Software Engineer, Card Authorization
Location: Remote
Department: Engineering
Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments.
Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years.
We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others.
We're a team of 170+ across 26 states and 7 countries, headquartered in New York City.
We are hiring a Senior Software Engineer for Lithic’s Card Authorization team, which owns the real-time systems that make every card authorization decision correct, reliable, and fast. The team also owns related fraud tooling, including Lithic’s Rules Engine and 3D Secure integration. You’ll own high-impact projects end-to-end, solve distributed-systems problems at scale, and help build the tools customers use to control fraud and payment risk.
Job responsibilities:
- Write reliable, secure, scalable code for Lithic’s real-time authorization and fraud-prevention systems with minimal tech debt
- Build customer-facing features, such as rules improvements, velocity controls, 3DS flows, fraud tooling, and transaction monitoring. Own projects from planning to launch.
- Improve the reliability of systems in team’s scope and participate in the team on-call rotation
- Lead efforts to improve systems and processes within the team
Qualifications:
- 4+ years building production backend systems. Full stack experience is a plus.
- Experience in or desire to learn Rust; ability to understand Lithic’s system written in other programming languages (Python, Java)
- Interest and experience in leveraging AI tools to enhance productivity
- Ability to navigate ambiguity, align diverse perspectives, and drive toward practical solutions
- Experience or interest in payments, fintech, fraud prevention.
- Comfort with designing systems from scratch and owning the product development process end-to-end
- Strong written communication skills and experience working in a remote, async-first team that’s spread across time zones
The annual US salary range for this role is $160,000 to $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications.
This is a remote position. However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.
Crack the code
A hidden code is tucked into this application. Find it and enter it below to continue.
Benefits for Full-Time US Employees:
- Unlimited PTO
- 12-weeks fully paid parental leave
- 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 3% cashback on card purchases with your complimentary Privacy.com employee account
- Health, vision, and dental insurance; HSA Contribution Match
- 401(k) match
- Voluntary Life Insurance and STD/LTD
NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs.
In-office employees receive:
- Commuter benefit
- Catered lunch every Tuesday and Thursday
Get Software Engineer jobs like this→
New roles from thousands of companies land hourly, straight from their careers pages. Get the freshest matches by email so you never miss one.
Email me new jobsSimilar jobs
Frequently asked questions
What is the salary for Senior Software Engineer, Card Authorization at Lithic?
The estimated salary range for Senior Software Engineer, Card Authorization at Lithic is $160,000 - $200,000 USD per year.
Is Senior Software Engineer, Card Authorization at Lithic a remote job?
Yes, Senior Software Engineer, Card Authorization at Lithic is a remote position. This role is open to remote candidates.
What skills are required for Senior Software Engineer, Card Authorization at Lithic?
The required skills for Senior Software Engineer, Card Authorization at Lithic include: Rust, Python, Java, AI.
What is the seniority level for Senior Software Engineer, Card Authorization at Lithic?
Senior Software Engineer, Card Authorization at Lithic is a Senior level position.
How do I apply for Senior Software Engineer, Card Authorization at Lithic?
You can view the full description and apply for Senior Software Engineer, Card Authorization at Lithic on EchoJobs: https://echojobs.io/job/lithic-senior-software-engineer-card-authorization-otl0d.