Product Manager-Fx-TREASURY-FOREX MERCHANT-Product

Location: Mumbai, Maharashtra, India

Job Title

Treasury Products & Process Transformation

Key Responsibilities

• Act as a product champion for Treasury offerings (FX, derivatives, remittances, investment and liability products as applicable), with deep understanding of end‑to‑end processes.
• Own and document Treasury product workflows, identifying gaps, redundancies, and operational risks across front‑to‑back processes.
• Support new product launches, enhancements, and regulatory‑driven changes, ensuring seamless implementation across systems and teams.
• Drive process re‑engineering initiatives to improve efficiency, reduce TAT, minimise manual interventions, and enhance control effectiveness.
• Lead the ideation, design, and rollout of AI‑driven use cases across Treasury, including (but not limited to): 
  • Client engagement and decision‑support tools
  • Process automation and exception management
  • Data analytics, insights, and dashboarding
• Work closely with internal AI/Tech teams/vendors to ensure practical, scalable, and compliant AI adoption.
• Partner with Compliance, Risk, Legal, Finance, and Operations to ensure that all processes and products are regulatory‑compliant and audit‑ready.
• Facilitate cross‑functional working groups for Treasury transformation initiatives.
• Collaborate with Treasury Sales teams to improve customer journeys, reduce friction points, and enhance overall client experience.

Key Skills & Competencies

• Strong knowledge of Treasury products and workflows (FX, derivatives, remittances, investments, liabilities – depending on scope).
• Hands‑on experience in process improvement, automation, or digital transformation within a bank or financial institution.
• Working understanding of AI / analytics / automation concepts and their application in financial services.
• Ability to define business requirements, user stories, and process maps.

Education & Experience

• MBA / CA / Engineering or equivalent professional qualification.
• 4-7 years of experience in Treasury, Product, Operations, Process Excellence, or Digital Transformation roles within banking or financial services.
• Exposure to cross‑functional projects and large‑scale change initiatives will be a strong advantage.