Retail Credit Analyst - Monterrey

Main Responsibilities

• Evaluates financial statements and other customer information to approve or deny moderately complex, finance products, notes and/or leases according to guidelines, policies and procedures established by the Company including communication of decision to dealers/merchants/customers.
• May review and authorize additional transactions against customer's current credit limit in order to maintain and improve overall performance of portfolio.
• Develops and maintains business relationships with dealers/merchants, Area Sales Managers, and others specific to position.
• Assists with solving problems, answering questions, and counseling dealers/merchants with completing financial documentation and may occasionally help with collections.
• Assists with training Credit Analysts and internal staff. Provides expert credit advice and may provide work direction.

What Skills You Need

• Understanding of financial statements, cash flow and key financial ratios.
• Ability to use standard desktop load applications such as Microsoft Office plus intranet and internet functions.
• Experience building strong relationships, solving problems, and communicating effectively with dealers and internal partners.
• 1 or more years of experience working in the finance industry or a related customer-oriented environment.
• Ability to handle multiple projects and/or tasks.

What Makes You Stand Out

• Understanding of finance and credit concepts.
• Experience in an agricultural, commercial or consumer lending environment.
• An understanding of the John Deere dealer network and channel.

Education

• Bachelor’s degree in a Business/Management discipline.
• Bachelor’s degree in an Accounting/Finance discipline.
• Bachelor’s degree in an Agri-Business discipline.