Senior Software Engineer - Cards

Team: IT

Location: US

Commitment: Full-time

Workplace Type: remote

Accountabilities:

In this role, you will take ownership of complex engineering projects, contribute to the evolution of card products, and ensure the reliability of critical financial infrastructure. Your main responsibilities will include:

• Lead engineering projects from initial concept and technical specification through implementation, testing, and launch, collaborating with product managers, engineering managers, technical leads, and teammates.

• Develop a strong understanding of card payment processes, including authorization, clearing, settlement, and dispute management, and apply this knowledge to technical decisions.

• Build and improve full-stack features spanning customer-facing card experiences and backend systems responsible for financial transactions and money movement.

• Maintain operational excellence across critical systems by improving reliability, observability, monitoring, and incident prevention.

• Contribute to the architecture and evolution of systems that support card issuance, physical card delivery, spending controls, card lifecycle management, settlement, and reporting.

• Mentor other engineers and strengthen engineering quality through design discussions, code reviews, technical guidance, and collaborative problem-solving.

• Partner with teams across product, design, operations, risk, compliance, sales, and other functions to deliver cohesive solutions.

• Balance the development of new features with the ongoing maintenance, accuracy, and reliability of existing functionality.

Requirements:

The ideal candidate brings strong full-stack engineering expertise, sound architectural judgment, and a product-oriented mindset. You should be comfortable working on complex systems where technical decisions have direct implications for customer experience and financial accuracy. Key qualifications include:

• Extensive full-stack software engineering experience, with the ability to work across frontend and backend systems.

• A strong product mindset, systems-thinking capabilities, and a proven ability to deliver projects from planning through production.

• Experience making architectural decisions for complex systems and clearly explaining technical reasoning, trade-offs, and long-term implications.

• A strong focus on delivering customer value while maintaining the stability, performance, and reliability of existing features.

• Attention to detail and a commitment to correctness in systems where failures can have significant financial consequences.

• Clear communication skills, comfort navigating ambiguity, and a collaborative approach to working across teams.

• Experience mentoring engineers and contributing to technical standards, design reviews, and code quality.

• Familiarity with Haskell and TypeScript, or a willingness and ability to learn these technologies.

• Experience in fintech, payments, or card issuing is an advantage but is not required.

Benefits:

The total rewards package combines competitive compensation with equity and additional employee benefits. Offer details depend on experience, expertise, geographic location, and internal pay equity.

• US base salary: $166,600–$208,300 USD annually for employees based anywhere in the United States.

• Canadian base salary: $157,400–$196,800 USD annually for employees based anywhere in Canada.

• Equity compensation, including stock options and/or restricted stock units (RSUs).

• Additional employee benefits as part of the total rewards package.

• Location flexibility, with the role available remotely within the United States or Canada, as well as in San Francisco, California; New York, New York; and Portland, Oregon.