Product Manager, Payments Infrastructure

Team: Product

Location: Ireland

Commitment: Full-time

Workplace Type: remote

Accountabilities

• Own and execute the technical roadmap for core payment infrastructure, including payment rails, ledger systems, settlement engines, currency conversion, and virtual account capabilities.

• Lead the development of virtual accounts and Virtual IBAN infrastructure to support customer-facing payment experiences and evolving business needs.

• Collaborate with the Payment Experience Product Manager to align infrastructure capabilities with customer requirements and translate upcoming product needs into technical priorities.

• Evaluate, prioritize, and oversee integrations with banking partners, liquidity providers, and stablecoin settlement networks, balancing cost, speed, reliability, and market coverage.

• Own transaction processing, settlement, and reconciliation systems to ensure accurate, timely, and reliable movement of funds across multiple currencies and payment networks.

• Define payment routing and currency conversion strategies, selecting the most appropriate rails for individual transactions and supporting settlement through networks such as USDC, USDT, and PYUSD.

• Partner with Engineering on architecture decisions involving APIs, distributed systems, data consistency, idempotency, error handling, and reconciliation.

• Work with Treasury to incorporate liquidity requirements, funding models, and payment corridor coverage into infrastructure design.

• Collaborate with Compliance to embed regulatory, licensing, and market-specific requirements into payment infrastructure from the outset.

• Define and monitor infrastructure performance metrics, including transaction success rates, settlement times, system uptime, reconciliation accuracy, and incident frequency and severity.

• Work with Engineering on capacity planning, incident response, scalability improvements, and the prioritization of technical debt that could affect reliability or future growth.

• Document infrastructure capabilities, limitations, partner integrations, and corridor-specific requirements to support Product, Engineering, and go-to-market teams.

Requirements

• At least 5 years of Product Management experience, including 3 or more years working with payment infrastructure, payment rails, ledger systems, or core banking and transaction platforms within fintech or crypto.

• Strong technical fluency, with the ability to engage in detailed architecture discussions covering APIs, distributed systems, data consistency, transaction processing, and system reliability.

• A bachelor's or master's degree in Engineering, Computer Science, Product Management, or a related field.

• Professional fluency in English, both written and spoken.

• Experience collaborating effectively with cross-functional teams across different disciplines, markets, and time zones.

• Strong organizational and prioritization skills, with the ability to manage competing demands, meet deadlines, and deliver results in a fast-paced environment.

• Demonstrated ability to make informed trade-offs between speed, cost, scalability, and reliability when defining technical product priorities.

• Experience with stablecoin or cryptocurrency settlement networks is a plus.

• Experience integrating banking partners, working with correspondent banking networks, or managing cross-border payment rails is a plus.

• Strong communication and documentation skills, with the ability to explain complex infrastructure capabilities and technical constraints to both technical and non-technical stakeholders.

Benefits

• Meaningful impact: Contribute to expanding financial inclusion and improving access to financial infrastructure across emerging markets.

• Remote-first flexibility: Work in a fully remote environment.

• International collaboration: Join a diverse, multicultural team of professionals working across more than 25 countries.

• Learning and development: Access resources, support, and autonomy to develop your skills and advance your career.

• Mental health support: Benefit from services designed to support your mental well-being.

• Competitive compensation: Receive a competitive compensation package aligned with the role and experience.

• Health coverage: Access meaningful healthcare benefits.

• Equity participation: Participate in the stock option plan available to full-time employees.

• Full-time opportunity: Take ownership of critical payment infrastructure initiatives with opportunities to influence technical strategy and long-term product development.