Principal Product Manager - Simple Trading

Team: Product

Location: Germany

Commitment: Full-time

Workplace Type: remote

Accountabilities

• Own the optimization and evolution of simple trading products across key European markets, identifying customer needs, product gaps, and opportunities across onboarding, fiat funding, buying, selling, swapping, portfolio management, savings, investments, spending, and withdrawals.

• Adapt product journeys to local payment methods, customer behaviors, investment habits, market practices, and applicable regulatory requirements.

• Simplify complex crypto and financial concepts for first-time and low-frequency retail customers, improving order entry, quote presentation, pricing transparency, portfolio visibility, P&L, transaction history, and asset discovery.

• Ensure consistent and intuitive experiences across web and mobile while accounting for meaningful differences between European markets.

• Own the local product funnel across onboarding, funding, activation, first purchase, repeat purchase, retention, and reactivation, using data and experimentation to identify opportunities for improvement.

• Develop engagement and investment features such as recurring purchases, auto-invest, savings plans, price alerts, asset collections, and other mechanisms supporting long-term customer relationships.

• Partner with growth and marketing teams on market-specific acquisition, activation, engagement, and lifecycle initiatives.

• Monitor product performance and use customer feedback, funnel analysis, experimentation, competitive research, and market-level data to guide priorities.

• Maintain a strong understanding of European retail finance, digital banking, brokerage, payments, savings, and investment products, using relevant market benchmarks to inform product decisions.

• Collaborate with design, engineering, data, compliance, operations, marketing, and local market teams to deliver product improvements and influence priorities through strong product judgment and market insight.

• Identify opportunities independently, define solutions, and drive cross-functional execution from discovery through delivery and measurement.

Requirements

• 7+ years of product management experience in consumer fintech, crypto, digital banking, brokerage, payments, savings, investment, or closely related consumer financial products.

• Hands-on experience building, launching, or optimizing consumer products for European markets, with a strong understanding of regional customer behaviors and market differences.

• Deep knowledge of European retail customers, payment behaviors, investment habits, and the factors influencing adoption, conversion, repeat usage, retention, or assets under management.

• Strong understanding of consumer product design, growth, experimentation, lifecycle engagement, and data-informed product development.

• Ability to translate complex financial or technical concepts into simple, intuitive customer journeys.

• Working knowledge of retail crypto and digital banking concepts, including fiat on/off-ramps, spot trading, custody, wallets, transfers, pricing, and spreads.

• Demonstrated ability to work independently as a senior individual contributor, identifying opportunities, defining product solutions, and driving delivery across multiple functions.

• Strong product judgment, structured thinking, analytical ability, written communication, and stakeholder management skills.

• Fluent English and comfortable collaborating remotely across European time zones.

• Experience with European payment methods such as SEPA, Instant SEPA, cards, and major local payment solutions is an advantage.

• Experience launching or localizing products across multiple European countries is a plus.

• Exposure to recurring investment, auto-invest, crypto bundles, portfolio analytics, round-ups, savings, or similar engagement mechanisms is beneficial.

• Experience in retail product, UX, growth, digital banking, neobrokerage, wealth management, or consumer investment products is a plus.

• Additional European language skills are advantageous.

Benefits

• Competitive total compensation package.

• Learning and development programs designed to support continued professional growth.

• Education subsidy to support employee development.

• Team-building programs and company events.

• Wellness and meal allowances.

• Comprehensive healthcare coverage for employees and dependants.

• Remote working environment with collaboration across European time zones.

• Opportunity to work on consumer financial products serving diverse European markets.

• Opportunity to contribute to product innovation across trading, investment, payments, and digital financial experiences.