Financial Product Intern (Summer Internship)

Funding Societies | Modalku is the largest SME digital financing & payments platform in Southeast Asia. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by PeakXV Partners, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors.

And here at Funding Societies | Modalku we live by our core values:

• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.
• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.

We are looking for a dynamic and driven Polytechnic / University undergraduate Intern to join our Financial Product team specializing in SME lending solutions. This internship offers a unique opportunity to gain hands-on experience in fintech, commercial banking, risk management and handling end-to-end lifecycle of lending products. Ideal candidates are pursuing diplomas / degrees in Business, Finance, Economics, Accountancy, Analytics, Data Science, or related fields and have a strong interest in banking, technology and customer-centric innovation.

What you will do:

• Assist in the design, development, and optimisation of lending products and programmes.
• Analyse market trends, customer feedback, and competitor offerings to identify growth opportunities.
• Collaborate with cross-functional teams, including Sales, Credit, Operations, Data and Risk to ensure seamless product delivery.
• Participate in creating and maintaining product documentation, including product specifications, business initiatives and implementation plans.
• Support product performance monitoring by analysing key metrics and preparing reports.
• Help enhance customer journey experiences by identifying and addressing pain points in the lending process.

Must have:

• Currently pursuing a diploma / degree in Business, Finance, Economics, Accountancy, Analytics, Data Science, or a related field.
• Strong analytical and problem-solving skills with a customer-focused mindset.
• Career Interest in financial services, banking, fintech or product management.
• Basic knowledge of lending products or a willingness to learn.
• Proficient in data analysis tools like Qlik, Power BI, Tableau, Excel, or similar business analytics platforms.
• Strong communication skills, both verbal and written.
• Ability to work independently and collaboratively in a fast-paced environment.

Nice to have:

• Familiarity with SME businesses in Southeast Asia and SME financing concepts
• Comfortable with software and coding skills such as Figma, Qlik, Snowflake, Python, HTML, JavaScript, SQL, R, Excel VBA

Note: This position is set to onboard in April 2025, with a duration of 3 to 6 months.