Technical Architect Payments - VP

Job Title: Technical Architect Payments

Corporate Title: VP

Location: Pune, India

Role Description

• Work closely with engineers and develop best technical design and approach.
• Provide engineering execution excellence, as well as technical vision and direction, to ensure the engineering team is aligned with the strategy of the bank.
• Continuously bring innovative prototype while working with the team to keep the bank on top of the technology innovation curve.
• Shaping the architecture roadmap within Payments organization and implement technology strategy.
• Provide end to end ownership of technology solutions delivered to meet requirements, delivering the architecture required to realize both functional and non-functional capabilities.
• Conduct or participate architectural reviews, Own and manage the architectural risks.
• Deutsche Bank’s Corporate Bank division is a leading provider of cash management, trade finance and securities finance. We complete green-field projects that deliver the best Corporate Bank - Securities Services products in the world. Our team is diverse, international, and driven by shared focus on clean code and valued delivery.  At every level, agile minds are rewarded with competitive pay, support, and opportunities to excel. 
• You will work as part of a cross-functional agile delivery team. You will bring an innovative approach to software development, focusing on using the latest technologies and practices, as part of a relentless focus on business value. You will be someone who sees engineering as team activity, with a predisposition to open code, open discussion and creating a supportive, collaborative environment. You will be ready to contribute to all stages of software delivery, from initial analysis right through to production support."

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under child care assistance benefit (gender neutral)
• Flexible working arrangements
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

As a Technology Architect in Payments Technology, your role is crucial in designing and implementing solutions that are secure, efficient, and scalable.

Here are some key responsibilities:

Architecture Design and Development

• Design high-level and detailed architecture for payment solutions, ensuring they align with the organization’s standards and long-term goals.
• Work with domain experts to understand requirements for different payment systems and design architecture that meets these needs.
• Create and maintain architecture documentation, including system and data flows.

Security and Compliance

• Ensure payment systems comply with industry regulations like PCI-DSS, GDPR, and AML (Anti-Money Laundering)
• Implement security best practices to protect sensitive financial data from threats, including encryption, tokenization, and fraud detection.
• Collaborate with security teams to conduct audits and vulnerability assessments.

Scalability and Performance

• Design solutions to handle high transaction volumes with low latency and minimal downtime.
• Optimize system performance to support real-time or near-real-time payment processing, especially as volumes grow.
• Implement distributed systems, microservices, and caching mechanisms to ensure scalability.

Integration and Interoperability

• Work on integrations with internal and external systems like core banking systems, payment gateways, clearing houses, and third-party service providers.

Technology Strategy and Innovation

• Keep up with the latest trends and advancements in payments technology (such as blockchain, open banking, real-time payments) and assess their relevance to the organization.
• Develop and implement a technology roadmap for the payment systems in alignment with business goals.
• Identify opportunities for automation and innovation within the payments ecosystem.

System Reliability and Resilience

• Implement fault-tolerant designs to ensure high availability, disaster recovery, and business continuity.
• Design solutions to handle and quickly recover from failures, network issues, and other disruptions.
• Work with DevOps teams to set up monitoring, logging, and alerting systems for proactive issue detection.

Collaboration and Stakeholder Engagement

• Collaborate with product, business, compliance, and operations teams to understand requirements and ensure alignment with strategic objectives.
• Work closely with software development and engineering teams to oversee implementation and provide guidance.

Your skills and experience

• Bachelor’s degree or higher in Computer Science Engineering, or related fields.
• 15+ years of hands-on development experience with 5 years as a technical architect for an Java/J2EE based Enterprise Applications.
• Experience in design/development of highly scalable, available, large scale banking applications
• Experience in leading architecture efforts for Legacy Framework is highly desirable.
• The candidate must demonstrate excellent software development skills in Java, J2EE, Spring, Spring Boot Microservices , Oracle .
• Experience with Open-source technologies, framework, platforms, and tools
• Good understanding of SRE practices and tools.
• Individuals who have a desire of self-improvement through experience, observation, introspection, reading and discussion
• Experience in Agile Software Development
• Has skills to conduct various performance test for e.g Load, spike, breakpoint, endurance to understand application/service limits.
• Has skills to orchestrate release workflow and implement CI/CD pipelines using Jenkins, Bitbucket, uDeploy, Docker, Kubernetes etc  .
• Domain /Functional knowledge – Banking, Financial Services, Payments
• Knowledge of BDD/TD methodologies and technologies like Cucumber, Test Automations using Java
• Experience in Development and Monitoring Tools (e.g. IntelliJ/Eclipse, Splunk, AppDynamics, New Relic)
• Experience in GCP (Google cloud platform) is desirable .
• Excellent communication, collaboration and problem-solving skills.

Qualification   

• Bachelor’s degree(Preferably in science, computers, information technology)

How we’ll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.