AML Quality Assurance

About Column

For companies building financial technology and transforming the financial services space, the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, SoFi, Blend, and Affirm, and have seen this problem firsthand — builders and developers needing to partner with traditional banks, and creating API and abstraction layers over the patchwork that is the bank, its core, and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, core and the Federal Reserve.

At Column, we set out to simplify and fix this. We are a bank and a software company built from the ground up, offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transparent, and less costly banking supply chain. Come build with us!

The opportunity

Column's AML Quality Assurance function plays a critical role within the Bank’s Compliance team by ensuring that our anti-money laundering (AML) and BSA compliance efforts are effective, efficient, and compliant with regulatory requirements - we take regulatory compliance very seriously and view our tech-forward approach to staying ahead of the curve in this area as one of the most important competitive advantages we have as a business.  In the Quality Assurance role, you will play a critical part in maintaining confidence among Column’s senior management, board of directors, and regulators that our AML and BSA compliance efforts are robust and will effectively scale alongside our product and customer growth. 

For this role, we’re looking for an experienced AML Quality Assurance specialist to help us take our QA operations to the next level by conducting thorough reviews, identifying areas for improvement, and providing recommendations to help make the quality and efficiency of our BSA program best-in-class.

This position will report to the Bank’s Head of Quality Assurance. This role can be in-person in our Presidio-based office in San Francisco, or remote with frequent travel.

What you’ll do

• Conduct testing of customer due diligence (CDD) and enhanced due diligence (EDD) files to verify the accuracy and completeness of customer information and risk assessments.

• Perform quality assurance reviews of suspicious activity monitoring alerts and investigations to ensure adherence to regulatory requirements and internal policies.

• Review the accuracy and completeness of regulatory filings, such as Suspicious Activity Reports (SARs), to ensure they are submitted in a timely manner and meet regulatory requirements.

• Collaborate with BSA/AML compliance officers, investigators, and other stakeholders to address findings, implement corrective actions, and enhance controls.

• Document quality assurance findings, observations, and recommendations in clear and concise reports for management and regulatory purposes.

• Participate in audits and regulatory examinations, and assist in the preparation of audit findings and responses.

• Stay abreast of regulatory developments, industry best practices, and emerging trends in financial crime compliance to continuously improve quality assurance processes.

What you’ll need to be successful

• Minimum of 5 years of experience in BSA/AML compliance, financial crime investigations, audit, or quality assurance within the banking or financial services industry.

• SME status: Strong understanding of BSA regulations, AML laws, and KYC/CDD requirements.

• Strong analytical muscle: Excellent analytical skills with the ability to identify issues, analyze data, and make sound recommendations.

• Devil in the details: This individual needs to be highly detail-oriented with strong organizational skills.

• Communication skills: Effective communication skills, both verbal and written, with the ability to articulate complex concepts clearly and concisely.

• Self-starter: Ability to execute in a fast-paced environment without needing meaningful oversight.

• Relevant certifications (e.g., CAMS, CRCM, CFE) are a plus.

What you'll get from us

• 🏥 Comprehensive health, dental, and vision plans, including options that are 100% covered by Column for you and 50% covered for your dependents

• 💳 FSA and HSA account options to enable use of pre-tax money for medical and dependent care expenses

• 📈 401k plan, including self-directed brokerage options

• 🌴 Flexible time-off policy - take the time off that you want and need to relax and recharge

• 👶 100% paid parental leave, including 16 weeks for birth mothers, 12 weeks for primary caregivers, and 8 weeks for secondary caregivers

• 🍽️ Catered lunches and dinners for SF employees

• 🚆 Commuter benefits

• 🎉 Regular team building events, including annual offsite

Pay transparency:

The annual US base salary range for this role is $80,000 - $100,000, exclusive of equity compensation and benefits.

This salary range may be inclusive of several career levels at Column, and will be narrowed during the interview process based on a number of factors including, but not limited to, the candidate’s skill sets, experience, licensure and certifications, location, and other business and organizational needs.

We look forward to hearing from you

Column is committed to working with the best and brightest people from the broadest talent pool possible. We value bringing together a team with different perspectives, educational backgrounds, and life experiences, and believe a diversity of ideas is what allows us to develop the best solutions. All qualified individuals are encouraged to apply.

If you need assistance or a reasonable accommodation during the application and recruiting process, please reach out to accommodations@column.com.

We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program here.