Product Engineer (Software Engineer)

Department: Engineering

Location: San Francisco

Employment Type: FullTime

About the Role

Join a growing consumer fintech company building mobile-first financial tools that help everyday users manage cash flow, access earned wages early, and build credit — all without interest or traditional credit checks. As a Product Engineer, you'll work end-to-end across the stack to ship features that have a direct, meaningful impact on users' financial wellbeing. You'll collaborate closely with product, engineering, and business leaders in a fast-moving, startup environment.

What You'll Do

• Build product features end-to-end — domain models, business logic, and API integrations — that make the product work seamlessly for consumers.

• Drive a data-driven, incremental release process toward bold product milestones.

• Use SQL and analytics tooling to evaluate product and system performance against robust data pipelines and infrastructure.

• Test and debug complex state machines in an event-driven, pub/sub-based backend to ensure a seamless user experience.

• Ship to production daily via a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed.

What We're Looking For

Must-haves:

• Hands-on experience with Go (Golang) deployed on Google Cloud Platform (GCP).

• Direct consumer product experience — you've built products for end consumers, not exclusively B2B.

• Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting.

• Strong experience with relational databases (PostgreSQL/MySQL), including data modeling and query optimization.

• Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.

• Experience with event-driven architectures and message queues (e.g., Kafka, Pub/Sub) for scalable data pipelines.

• Excellent cross-functional communication skills — able to translate technical concepts for non-technical stakeholders.

• Preference for candidates with startup experience (Big Tech backgrounds also considered).

Nice to have:

• Strong CS fundamentals.

• 2–9 years of overall software engineering experience.

Compensation & Benefits

• Salary: $120,000 – $200,000 USD annually, depending on experience.

• Visa sponsorship available.

Location

This is an on-site role based in San Francisco, CA. Candidates must be willing to work from the San Francisco office.