Citi

Wealth Lending Technology Team Lead

Pune Maharashtra India
API AI Machine Learning Streaming
Description

Wealth Lending Technology Team Lead

Location: Pune Maharashtra India

Time Type: Full time

Job Description

The Applications Development Senior Group Manager is a senior management level position responsible for accomplishing results through the management of a team or department in an effort to establish and implement new or revised application systems and programs in coordination with the Technology Team. The overall objective of this role is to drive applications systems analysis and programming activities.

Responsibilities:

  • Own the end-to-end technology strategy, architecture, and delivery for large-scale wealth-lending platforms spanning securities-based lending, structured credit, mortgages, and bespoke lending products.
  • Set the technical and architectural north star while remaining hands-on with critical designs, complex problem solving, code reviews, and high-impact delivery decisions.
  • Apply exceptional analytical thinking and fluid intelligence to solve highly ambiguous, multi-dimensional business, risk, and regulatory problems with scalable technology solutions.
  • Translate complex wealth-lending, collateral management, risk, capital, and regulatory requirements into resilient, extensible, and future-proof platform architectures.
  • Lead and scale a large, globally distributed engineering organization, driving clear accountability, strong execution discipline, and a culture of engineering excellence.
  • Partner as a trusted technology advisor to senior business, risk, operations, and compliance leaders, influencing product strategy and operating model decisions.
  • Drive multi-year platform modernization initiatives, including system consolidation, cloud adoption, API-first and event-driven architectures, and automation of manual lending workflows.
  • Balance near-term delivery commitments with long-term platform sustainability, ensuring technical debt, resiliency, and scalability are actively managed.
  • Establish and govern engineering standards across security, resiliency, performance, data quality, and regulatory compliance in a highly controlled environment.
  • Leverage deep domain expertise in wealth lending to identify opportunities for straight-through processing, cost reduction, risk mitigation, and increased lending penetration.
  • Use metrics, telemetry, and data-driven insights to measure platform health, operational performance, delivery predictability, and client outcomes.
  • Build, mentor, and retain senior engineering leaders, creating a strong leadership pipeline and succession plan across critical platforms.
  • Own delivery outcomes across multiple concurrent programs, ensuring predictable execution, transparent communication, and consistently high-quality results.
  • Influence firm-wide technology direction by clearly articulating architectural trade-offs, investment priorities, and long-term value creation.
  • Serve as a visible, credible technology leader who sets the tone for craftsmanship, ownership, and continuous improvement across the organization.

Qualifications:

  • 15+ years of relevant experience
  • 10+ years of managerial experience
  • Experience with wholesale and retail lending products
  • Experience adopting ML/AI solutions in the lending space
  • Working knowledge of the industry and competitors’ products and services
  • Advanced knowledge of strategic direction of the function within relevant part of the business
  • Demonstrated leadership, management, and development skills

Education:

  • Bachelor’s degree/University degree or equivalent experience
  • Master’s degree preferred

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Job Family Group:

Technology

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Job Family:

Applications Development

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

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