Software Engineer - Applied AI

Department: Engineering

Location: New York Office

Compensation: $180K – $275K • Offers Equity

Employment Type: FullTime

About Basic Capital

Basic Capital is a fintech company disrupting America’s $1T retirement industry by building the modern 401(k) built for today's workforce, and the first ever retirement mortgage. Our mission is to create products, platforms, and a credit marketplace that power a fundamentally new retirement system.

Our founding team includes leaders from Goldman Sachs, Uber, Block, Stripe, and Robinhood. We’re backed by top investors such as Lux Capital, Forerunner Ventures, BoxGroup, SVAngel, Inspired Capital, and Henry Kravis. Based in Tribeca, NYC, we’re assembling a lean, high-performance team committed to reducing wealth inequality.

For more information, visit Basic Capital’s website.

You will

• Ship full-stack AI projects end-to-end

• Build components for AI infrastructure, harness fine-tuning, and evaluation

• Develop and improve engineering processes and systems to scale AI products at Basic Capital

Required Competencies:

• Proficiency in full-stack development, with a strong understanding of web frameworks, backend systems, and cloud infrastructure

• Proficiency in any of the following: Kotlin, Swift, Rust, Java, Go, C/C++, Python, Ruby, or TypeScript

Preferred Competencies

• Experience in fintech or early-stage technology companies

• Experience building and deploying agentic systems and embedding AI/ML in user-facing applications

Cultural Fit

• Passionate about solving big social problems with pragmatic solutions

• Aptitude for complexity and curiosity for financial markets

• Enjoys learning new technologies and selecting the right tool for each job

• Adaptable and open to contributing across the tech stack as the team evolves

• Autonomous, high agency, accountable, and thrives in a fast-paced environment

• Strong collaboration and communication skills, working effectively in cross-functional teams

• Excited to be a part of an in-office team