Software Engineer - Modern Bill Payment

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

As part of our diverse tech team, you can architect, code and ship software that makes us an essential part of our customers’ digital lives.  Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems.  American Express offers a range of opportunities to work with the latest technologies and encourages you to back the broader engineering community through open source.  And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development.  Find your place in technology of #TeamAmex.

The Modern Billpay initiative is an exciting opportunity to solve complex challenges and to build a novel Platform that is going to power the next generation of Amex financial products. We are a team of entrepreneurial disruptors with a great FinTech Engineering culture at the forefront of innovation in the industry. We are building Billpay services – that allow scheduling and executing payments for our Amex customer, AI/ML driven data pipelines, and fluid integrators with Global Payment Infrastructure and the banking system.

Our team is responsible for mission critical customer journeys, including “Pay your Amex Bill,” “Plan your Bill Payments” and “Receive & reconcile Bank Transfers”. Our goal is to decouple our assets, such as our clearing engine and bank validation, and make it easy for others in the company to build world class Bill payment experiences.

We are looking for Engineers that are open-minded, willing to learn, and are passionate about building great software. As we decide if an Engineer is a fit for our Team, we will not focus solely on experience or languages used, but the ability to think out of the box and approach problems with a clever mindset. We are influenced by The Twelve-Factor App principles, and we have picked modern ergonomic languages that maximize productivity and readability, i.e., modern JVM: Quarkus/Micronaut with Kotlin and lightweight Go command tools. Architecture is event driven microservices leveraging Kafka and Webhooks, and our polyglot-persistence includes Oracle, Postgres, and Cassandra.

Responsibilities: 

• Build software as part of a nimble agile Team where you have every opportunity to make an impact on the bottom line and contribute to the architecture.
• Collaborate with our product team to ensure work coming into the scrum team is well refined and understood by the engineers.
• Ensure our infrastructure is safely extensible, scalable, reliable and meets SLAs for both external and internal users.
• Ensure our solutions are testable, intuitive, and easy to maintain.
• Use state of the art tools for remote collaboration and developer happiness, i.e., IntelliJ CodeWithMe and Tuple
• Participate in design and code reviews for key components on cross Enterprise initiatives.

Qualifications:

• Experience in backend reactive programming languages: Java 17+ and/or Kotlin.
• Proven track record developing lightweight reactive microservices: Vert.x, Quarkus, Micronaut or Spring Boot.
• Experience of working with stakeholders and product owners to refine upcoming Epics.
• Deep understanding of event driven architecture and messaging: Kafka, webhooks, asynchronous API design.
• Experience with PostgreSQL or equivalent relational databases.
• Have solid experience in cloud-based architecture and distributed systems.
• Self-directed and able to work in an ambiguous environment through the innovation process.
• Care about learning and being open minded about switching approaches and experimenting.
• Value collaboration and put the Team interests always above self.

Salary Range: $85,000.00 to $150,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.