Backend Engineer - Digital Banking

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

As part of our diverse tech team, you can architect, code and ship software that makes us an essential part of our customers’ digital lives.  Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems.  American Express offers a range of opportunities to work with the latest technologies and encourages you to back the broader engineering community through open source.  And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development.  Find your place in technology of #TeamAmex.

The Modern Money Movement initiative is a great opportunity to solve complex challenges and to build a novel Platform that is going to power the next generation of Amex financial products. We are a team of entrepreneurial game-changers with a great FinTech Engineering culture at the forefront of innovation in the industry. We are building amazing GraphQL and APIs, intelligent payment routing decision engines, an ISO20022 framework, AI/ML driven data pipelines, and fluid integrators with Global Payment Infrastructure and the banking system.

Our team is responsible for mission critical customer journeys, including “Pay your Amex Bill,” “Plan your Payment” and “Get a Loan.” Our goal is to decouple our assets, such as our ACH engine and bank validation, and make it easy for others in the company to build world class customer experiences.

We are looking for Engineers that are open-minded, willing to learn, and are passionate about building great software. As we decide if an Engineer is a fit for our Team, we will not focus solely on experience or languages used, but the ability to think out of the box and approach problems with an inventive mindset. We are influenced by The Twelve-Factor App principles, and we have picked modern ergonomic languages that enhances productivity and readability, i.e., modern JVM: Quarkus/Micronaut with Kotlin and lightweight Go command tools. Architecture is event driven microservices using Kafka, and our polyglot-persistence includes Postgres and Cassandra.

• Build software as part of a flexible agile Team where you have every opportunity to make an impact on the bottom line and contribute to the architecture.
• Ensure our infrastructure is safely extensible, scalable, reliable and meets SLAs for both external and internal users.
• Create a brand for our platform composed of amazing APIs, Developer Portal, Tutorials and SDKs.
• Ensure our solutions are testable, intuitive, and easy to maintain.
• Use innovative tools for remote collaboration and developer happiness, i.e., IntelliJ CodeWithMe and Tuple
• Participate in design and code reviews for key components and cross Enterprise initiatives.
• Experience in backend reactive programming languages: Java 8+ and/or Kotlin.
• Proven track record developing lightweight reactive microservices: Vert.x, Quarkus, Micronaut or Spring Boot.
• Deep understanding of event driven architecture and messaging: Kafka, webhooks, asynchronous API design.
• Experience with PostgreSQL or equivalent relational databases.
• Have experience working as an individual contributor as part of a multi-functional agile team. Experience in FinTech is preferred.
• Have demonstrated experience in supporting critically important platforms with high levels of availability and service continuity.
• Have solid experience in cloud-based architecture and distributed systems.
• Have exceptional written and communication skills and have the ability to express dissenting opinions in a constructive manner.
• Self-directed and able to work on an ambiguous environment through the innovation process.
• Care about learning and being open minded about switching approaches and experimenting.

Salary Range: $85,000.00 to $150,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.