Staff Software Engineer, Backend (Credit Engineering)

Join the Credit Engineering team and partner with Product and Credit Risk to solve complex challenges on how to protect consumers from overextending themselves while enabling Affirm to be where consumers need us most. As part of the team, you will focus on designing and implementing new features in our underwriting platform to support our partnered merchants and our users across a wide number of interfaces, including Affirm Card, ecommerce sites, and the app. You will have a direct impact on the performance of Affirm as we look to continue to grow and expand the reach out of Affirm loans in a safe and responsible way for our customers!

What You'll Do

• Design and build new features for our credit underwriting platform
• Lead technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems
• Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs
• Improve engineering standards, tooling, and processes throughout the organization
• Work with product managers and credit risk analysts to influence the strategy and delivery of the underwriting platform and its capabilities
• Work with technical leaders in the team to design and implement insightful, forward-looking approaches that go beyond the direct team and solve large open-ended problems
• Actively contribute to components of our underwriting system while also improving the health of surrounding systems
• Collaborate with engineers within our team and across the organization to build the next generation of the financial products
• Learn and improve engineering standards, tooling, and processes across the platform

What We Look For

• 6+ years of experience as a software engineer with leadership responsibilities
• Experience mentoring other engineers in a technical capacity through sharing your learnings and providing feedback that will help the team grow
• Proven track record of developing, testing, and shipping high-quality software at scale
• You enjoy leading technical architecture discussions and drive technical decisions within your team and beyond
• You communicate clearly both verbally and in writing. If anything, you trend towards over-communication
• Eagerness to learn new things and the curiosity to understand the unknown
• Familiarity with Python, AWS, Java/Kotlin, MySQL, Github is a plus
• Empathy to help support our partners and teammates
• Prior experience building, launching and maintaining consumer scale products
• Strong cross-team communication and collaboration skills
• Experience scaling systems in a service oriented architecture