Software Engineer Intern, Lending

About the role

Chime is looking for a Software Engineer Intern to join our Lending  team. The Lending team is a small startup within a larger startup. We launched our first product, “Instant Loans”, in early 2022. Many Americans, 30%-40%, lack an emergency fund or the spare cash to cover an unexpected $400 expense, and we’re trying to make sure they have something much, much better to turn to than payday loans!

We’ve spent the last year iterating and experimenting our way to product-market-fit. Looking forward, we’ll be trying to scale our existing MVP well beyond its current beta population. We’re also planning to continue experimenting in adjacent areas to see if there are additional unmet (or poorly met) liquidity needs that Chime can solve with innovative, member-friendly financial products. This is an exciting opportunity to learn while playing a role in a fast-moving, front-line product engineering team at Chime.

This role is structured as a 3 month engagement. The starting hourly rate offered for this role and target level of experience will begin at $29 and up to $42. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. 

In this role, you can expect to

• Work alongside our experienced engineering team to design, develop, and maintain software that powers innovative, member-friendly financial services. 
• Participate in the full software development lifecycle, including planning, design, development, testing, deployment, and maintenance.
• Collaborate with cross-functional teams, including product management, design, and credit risk.
• Gain exposure to a variety of software technologies and programming languages, including but not limited to JavaScript, React Native, Ruby on Rails.
• Have the opportunity to propose and implement your own ideas and solutions to improve our software applications and business operations

To thrive in this role, you:       

• Currently pursuing a Bachelor’s degree in Information Systems, Computer Science, or related field of study from an accredited college or university
• Strong organizational, analytical, interpersonal, oral, and written communication skills
• Creative thinker and self starter with a passion for consumer FinTech
• Are flexible and enjoy doing whatever it takes to execute on complex projects
• Have a low ego and are comfortable working directly well with a wide range of stakeholders

A little about us

We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances. 

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!

We’ve built one of the most experienced leadership teams in Fintech and were recently valued at over $25.5B. We’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others.

Perks once Full-Time

• 💰 Competitive salary based on experience
• ✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Take Care of Yourself Days 
• 🖥  Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚  A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service

We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.